Are There Limitations on What I Can or Can’t Buy Within My Pension?

Yes, if the trustee is efficient and fit for purpose.

The trustees’ role is to safe guard your investments in line with regulatory framework. Not all trustees act in such a way and this has led to many issues for many investors.

The stronger the trustee the safer you are. The fees are basically always the same so make sure the trustee is efficient and fit and proper. Internet research can help

Any trustee I use or recommend has limitations on the percentage of certain products or investments that can be held.

Back loaded or hidden fees are banned and all investments need to be liquid. This is good for your and how a trustee should act. Sadly in the past even the good trustees today did not act like this in the past. Complaints from clients and even HMRC has put pressure on trustees to buck their ideas up now. This protects current investors and future investors but sadly can’t help people who have all ready been given bad advice.